Financing
Choose how you pay
Your jewelry. Your way to pay.
Compare three ways to pay over time. Choose Shop Pay at checkout, or start a Snap Finance or Progressive Leasing application below.
Shop Pay
Installments powered by Affirm
Shop online and review available installment plans for your purchase before you complete checkout.
- Choose your jewelry and add it to your cart.
- Choose Shop Pay at checkout and sign in.
- Select installments, if offered, and review your payment plan.
Plans depend on eligibility and purchase amount. Interest and a down payment may apply.
Snap Finance
Explore your available payment options
Start with our store’s Snap application. Review the payment option, schedule and total cost offered to you.
- Open our secure Snap Finance application.
- Complete your details and review Snap’s decision.
- If approved, contact us to arrange your jewelry purchase.
Approval is not guaranteed. Available products and terms vary. Review your agreement before accepting.
Progressive Leasing
Apply for a lease-to-own option
Lease eligible jewelry and work toward ownership through scheduled payments or an early purchase option.
- Open our Progressive Leasing application.
- Complete your details and review your available options.
- If approved, contact us to select eligible jewelry and review your lease.
Lease-to-own is not a loan or credit. Ownership through leasing costs more than the retailer’s cash price.
Need a hand getting started?
We can help you find the right application and confirm which pieces are eligible.
A few helpful answers
Can I apply before choosing my jewelry?
You can start a Snap Finance or Progressive Leasing application using the buttons above. For Shop Pay Installments, choose your jewelry first and review the options offered at checkout.
What happens after Snap or Progressive approves me?
Call us at 212-619-0966 or visit our showroom. We’ll help confirm eligible jewelry and the next steps for your purchase. Approval alone does not place an order or reserve a piece.
Are all three options interest-free?
No. Shop Pay Installments may offer different plans depending on your eligibility and purchase. Snap’s terms depend on the product offered. Progressive is a lease-to-own option and costs more than paying the cash price. Check the full payment schedule and total cost before you accept any agreement.
Will applying affect my credit?
Each provider uses its own eligibility checks and reporting practices. Review the provider’s disclosures during the application before you submit your information. Green Acres Jewelry does not make approval decisions.
How is lease-to-own different from installments?
With an installment loan, you repay money used for your purchase. With a lease-to-own agreement, the provider owns the jewelry until you complete the payments or exercise an available early purchase option. Your agreement explains the total cost and ownership terms.
Can I use these options for a custom or made-to-order piece?
Contact us before applying for a custom purchase so we can confirm the piece’s eligibility, final price and timing. For made-to-order designs, please allow approximately 1–2 weeks for crafting before shipping.
Before you apply: Approval, availability and terms are determined by the provider. Review any initial payment, payment schedule, total cost and ownership conditions. Enter financial details only on the provider’s secure application.
Shop Pay Installments: Available plans may carry APRs between 0% and 36%, subject to eligibility. A down payment may be required. See the current plan details, lending partners and state notices.
Snap Finance: Snap-branded options can include lease-to-own arrangements, retail installment contracts or bank installment loans. Availability varies. Your application and agreement identify the product and terms offered to you. See Snap’s product information.
Progressive Leasing: Available on select items, subject to approval. You may purchase early or return the merchandise to end your lease, according to the agreement. Not available in Minnesota, New Jersey or Wisconsin. See how lease-to-own works.